Ingxenye yabangani bakho ifunga ukuthi ukuthenga imoto ukuphela kwendlela ongahamba ngayo. Enye ingxenye? Manje sebekulungele ukuhwebelana nge-sedan yabo ukuze bathole i-SUV enesobho. Yebo, ukuthenga imoto ngokuvamile kuyindaba ethinta inhliziyo. Kodwa iqiniso liwukuthi, kuyisinqumo somuntu siqu esincike kuphela endleleni yakho yokuphila. Ocingweni mayelana nokuthi yini ekufanele? Nazi izizathu ezimbalwa ongase ufune ukuziqashisa, kanye nezizathu ezimbalwa zokucabanga ukuthenga esikhundleni salokho.
Amashumi amabili namashumi amabiliWena'Sizoba Nezinkokhelo Zanyanga Zonke Eziphansi...
Uno-K wokulala? Cha? Kanjalo nabantu abaningi, yingakho beboleka imali ukuze bathenge izimoto ezintsha. Futhi uma benza kanjalo abagcini ngokukhokha izindleko zemoto kuphela, baphinde bakhokhe inzalo nyanga zonke. Ngakolunye uhlangothi, uma uqashisa imoto, ngokuyinhloko ukhokhela ukwehla kwentengo yemoto phakathi neminyaka oyishayelayo, ngakho-ke izinkokhelo zokuqashisa zenyanga ngokuvamile ziphansi. Ukuqashisa kusho ukuthi ungasebenzisa imali engaphansi ngamaphesenti angama-30 ezinkokhelweni zanyanga zonke uma kuqhathaniswa nezindleko zenyanga zemali mboleko yokuba nemoto. Eqinisweni, idatha yango-2017 ibonise izipesheli zokuqashisa ezinikezwa abathengisi abahamba ngemali ephansi engu-0 ngenyanga uma kuqhathaniswa no-0 ngenyanga uma uthenga imoto entsha sha. Lokhu futhi kusho ukuthi ungaqasha into enhle kakhudlwana kunalokho ongakwazi ukuyithenga.
Kuxhasiwe
Amashumi amabili namashumi amabili...Kodwa wena'Kuzomele Ukhokhe Okuthile Njalo
Nansi into. Ngenkathi izinkokhelo zokuqashisa zingadinga imali encane ngaphambili nangenyanga, ungabanjwa umjikelezo wokuqashisa ngokuqhubekayo, okusho ukuthi njalo ube nenkokhelo. Kodwa-ke, isivumelwano semalimboleko esijwayelekile sokuthenga imoto entsha cishe izinyanga ezingama-69, ngokusho kwedatha ka-2017. Lokhu kusho ukuthi uma uhlela ukuba nemoto yakho iminyaka engaphezu kweyisithupha, ekugcineni ngeke ube nayo nhlobo inkokhelo yemoto. Futhi Chase Auto yenza inqubo yemalimboleko ibe lula ngokukuvumela ukuthi ufake isicelo futhi ugunyazwe konke ku-inthanethi—ngaphambi kokuthi ungene ngaphakathi kwendawo ethengisa izinto. Ngaleyo ndlela, uyazilungiselela ukuthi uzothenga nini futhi uzokwazi cishe ukuthi uzokhokha ini inyanga ngayinye (nokuthi isikhathi esingakanani).
I-praetorianphoto / Getty IzithombeWena'Uzothola Imoto Entsha Njalo Eminyakeni Emi-3 (Uma Ufuna)...
Izinkontileka zokuqashisa ngokuvamile zihlala iminyaka emithathu kuphela. Futhi uma ukhetha ukuvula imoto yakho oyiqashile, lokho kusho ukuthi ungaqala ukuqasha okusha emotweni entsha, ukuze uzohlala ushayela into eseminyakeni yayo engenazinkinga. Uma ukushayela imodeli yemoto yakamuva (kungaba into ecwebezelayo noma into yokuphepha) kuyinto ebalulekile kuwe, ukuqasha nakanjani kuyindlela okufanele uhambe ngayo.
I-SolStock / Getty Izithombe...Kodwa wena'Kulindeleke kabusha Ukuyigcina Isesimweni Esiphelele
Ukuqasha imoto kufana nje nokuqasha indawo yokuhlala: Ngisho noma usunesikhathi esigcwele endaweni ethile, akuyona eyakho ngobuchwepheshe. Futhi uma ubuyisela okhiye, balindele ukuthi ishiywe isesimweni se-tip-top. Okufanayo kuya ngemoto eqashiwe, engase ibe nzima kunalokho ezwakalayo (ikakhulukazi uma kuhileleke izingane ezingcolile). Uma ungeke ukwazi ukuqinisekisa ukuthi ungakwazi ukugcina imoto isesimweni se-showroom, ukuthenga ongakwazi ukuyigcina ikunoma yisiphi isimo osithandayo cishe kuyinketho engcono.
Mediaphotos / Getty IzithombeWena Don'Akufanele Ubhekane Nokuthengisa kabusha...
Uma kufika isikhathi sokuthi usulungele ukuqhubeka futhi uthole imoto entsha, ngeke kudingeke ukhathazeke ngokuncipha kwenani nokudayiswa kabusha. Indawo oyiqashise kuyo izophatha yonke into—okufanele ukwenze ukuvula okhiye bese unquma ukuthi hlobo luni lwemoto ofuna ukuyiqashisa ngokulandelayo. Kuyisisindo esikhulu emahlombe akho.
Amashumi amabili namashumi amabili...Kodwa wena'kabusha Kuphela Kuvunyelwe Amamayela Amaningi Kangaka
Uma ucabanga imoto yakho elandelayo, uyalibona isethi yamasondo epholile ongayisebenzisa ukusondeza idolobha? Noma ingabe unemibono yemoto enhle, evulekile elungele uhambo lomgwaqo? Uma kungeyakamuva, yazi lokhu: Imibandela yokuqashisa ihlale iza nama-mileage cap. Okusho ukuthi, uma uhamba ngaphezu kwenani elithile lamamayela, kuzodingeka ukhokhe imali. (Ezimweni eziningi, ukhawulelwe kumamayela angu-10,000 kuya kwangu-12,000 ngonyaka—ngemuva kwalokho, uzokhokha cishe amasenti angu-25 imayela kunoma yikuphi ukudlula ngokweqile.) Ngakho-ke qiniseka ukuthi uyisebenzisa kanjani imoto—uma impendulo ithi okuningi, ukuqasha kungase kungabi indlela yokuhamba.
