Uma usetha umnikelo we-FSA ka-2020 (okungukuthi ngaphambi kobhubhane), kunethuba lokuthola isandiso esidlule isikhathi somusa esivamile, esiphela ngoMashi 15. (Yebo, ngenxa ye-COVID-19, i-IRS inikeze umthetho okhethekile wesikhashana lokho kuvumela abasebenzi inketho yokukhipha zonke izimali ze-FSA ezingasetshenzisiwe kusukela ngo-2020 kuya ku-2021 futhi, kwezinye izimo, ngo-2022.) Noma kunjalo, noma isiphi isandiso sincike kumqashi wakho—hlola nomnyango wakho wakwa-HR ukuze uthole okwengeziwe—okusho ukuthi usengaba ngaphansi kwesandla sakho. kuze kube usuku lokuphelelwa yisikhathi olubekwe ngaphansi kwezimo ezijwayelekile. Uma kunjalo ngawe, sihlanganise izindlela ezingcono kakhulu zokusebenzisa (uma kuqhathaniswa nokulahlekelwa) ibhalansi yakho ye-FSA esele.
UJose Luis Pelaez Inc/Getty Izithombe
I-First Aid Essentials
Ukhona omunye umuntu owaphuma waphinde wabeka ikhithi yakhe yosizo lokuqala ekuqaleni kwalolu bhubhane? Thina nje? Zonke lezo okufanele ube nazo ekhabetheni lakho lemithi (ama-band-aid, ama-thermometers, ngisho nekhithi yosizo lokuqala esele isilungele ukuhamba) ifanelekile yi-FSA, okusho ukuthi ungayithenga manje ukuze usukulungele ngokugcwele. uma uwadinga.
Thola izimpahla: I-thermometer ensundu ($ 43); Iphakethe le-band-Aid ehlukahlukene ($ 3); Iphedi yokushisa Ehlanzekile Yokucebisa ($ 35); Ibhande le-ace ($ 7); Ikhithi yosizo lokuqala kaJohnson & Johnson ($ 12)
UGrace Cary / Getty Izithombe
Imithi Ethengwayo
Ngaphambi kwe-COVID-19, ubudinga incwadi kadokotela ukuze uthole imbuyiselo yemithi ye-OTC. Kodwa, ngenxa ye-CARES Act, lokho isidingo sihoxisiwe ngemithi ye-OTC (yonke into kusukela ekudambiseni izinhlungu kuye kuma-anti-inflammatories) ithengwe phakathi kukaJanuwari 1, 2020 kanye noDisemba 31, 2021.
Thola izimpahla: I-Advil pain reliever ($ 22); I-Health A2Z isifutho samakhala ($ 30); Amaphilisi e-Tums ($ 14); I-OLLY probiotic ($ 13); NatureMade amavithamini ngaphambi kokubeletha ()
Izithombe zika-Isabel Pavia/GettyNoma yini Ehlobene Nokunakekelwa Kwesikhathi
Ukulawula ukuzalwa kuyafaneleka i-FSA (kwezinye izimo, nencwadi kadokotela ngakho thintana nodokotela wakho), kodwa kusukela ngomhlaka-1 Januwari 2020, injalo nemikhiqizo yokunakekelwa kokuya esikhathini—izinto ezifana namaphedi, amathoni, izinkomishi, ngisho nezingubo zangaphansi ezivikela isikhathi.
Thola izimpahla: Tampax Pearl tampons ($ 32); Amaphedi njalo (); Inkomishi yokuya esikhathini enosawoti ($ 29); Izingubo zangaphansi zenkathi ye-Cora ()
Izithombe zeRayes/GettyIzinto Ezihlobene Nezingane
Lokho I-Owlet baby qapha ububhekile? Lokho kusohlwini olufanele i-FSA. Kanjalo namaphampu webele, ukhilimu wamanabukeni—ngisho neFridaBaby snot sucker. (Uma lokho kungabalulekile, asazi ukuthi kuyini.)
Thola izimpahla: I-Owlet baby qapha ($ 399); Iphampu yebele ye-Willow ($ 500); Iphampu yebele lika-Elvie ($ 499); I-Triple Namathisela amafutha e-diaper ($ 30); I-FridaBaby NoseFrida i-snot sucker ($ 17)
Johner Izithombe / Getty IzithombeAmathuluzi Enhlanzeko Yamazinyo
Noma yini okufanele uyikhiphe ukuze uhlanzwe amazinyo akho (sisho, i-copay) noma izindleko zalokho kwelashwa okungeziwe nge-fluoride yinto ongayikhokhela ngemali ye-FSA oyibekele eceleni. Okufanayo kuya kunogada wasebusuku nanoma yimuphi umsebenzi we-orthodontic (njengama-brace ezingane zakho noma i-Invisalign).
Thola izimpahla: EnCore unogada wamazinyo ngokwezifiso (9)
chabybucko/Getty ImagesIzibuko Ezintsha
Lokho kuhlolwa kwamehlo obukade ukuhlehlisa? Ungayikhokhela nganoma yimaphi amadola e-FSA owabekele eceleni. Ezinye izindleko ezihlobene nombono ezibalwayo: Izibuko zamehlo ezinikezwe udokotela (noma izibuko zelanga), abathintwayo, isixazululo selensi yokuxhumana, izinto zokulungisa izingubo zamehlo kanye neLasik.
Thola izimpahla: Ray-Ban kadokotela eyeglass ozimele ($ 72); Isixazululo sokuxhumana kabusha ($ 14); Ikhithi yokulungisa ama-eyewear e-Kingsdun ($ 11)
Izithombe ze-Cavan / Getty IzithombeImikhiqizo Yokunakekelwa Kwesikhumba
Ihlobo (ngisho nomuntu oqhelelene nomphakathi) liyeza. Ungasebenzisa amadola e-FSA esikrinini selanga, okusho ukuthi asikho isikhathi esingcono sokuhlola izinsuku zokuphelelwa yisikhathi zamashubhu okungowakho bese ulondoloza.
Thola izimpahla: I-supergoop sunscreen ($ 34); Babyganics sunscreen ($ 17); Isikrini selanga se-EltaMD ()
Klaus Vedfelt/Getty IzithombeIzidingo Zokuhamba
Ngakho-ke, bekufanele ubambezele ukuhlangana kwakho komndeni kwango-2020 eBahamas. Izindaba ezinhle ukuthi amasokisi okucindezela kanye nemicamelo yokuhamba obunayo ohlwini lwakho lokuthenga, kungakhathaliseki ukuthi ufika nini ukuze uhlele kabusha uhambo lwakho. (Futhi zigunyazwe yi-FSA.)
Thola izimpahla: Amasokisi okucindezela iComrad ($ 29); Umcamelo wokuhamba wentshe ()
OKUhlobene: Izinto Eziyisi-7 Engase Zishintshe Ezintela Zakho Ngo-2020