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Umshado nemali akuhlangene. Kuyinkinga okuzodingeka ukuthi kuxoxwe ngayo ngesinye isikhathi noma enye ngokuqhubeka kwempilo yakho yomshado. Ngokushesha okwazi ukuxoxa ngesihloko kuba ngcono kuwe. Uma sisebudlelwaneni, imali ayiveli njengodaba lokulwa ngoba awabelani ngezindleko zakho zansuku zonke. Ukuhlala ngaphansi kophahla olufanayo nokuqala umndeni wakho kuzoba ukuqala kwezinkinga zemali emshadweni. Ngeke esathembisa ukukukhokhela izikweletu futhi ngeke esonga ukuze akunikeze iwashi elibizayo. Ukusingatha izindleko zansuku zonke emshadweni kwenza imali ibe iqiniso elibi.Uma unezinkinga zomshado ngenxa yemali kujwayelekile. Udinga nje kuphela ukuqonda ukuthi kungani imali emshadweni iyithambo lombango bese uzokwazi ukuxazulula izinkinga ngokwenu.
Kungani Imali Emshadweni Kuyinkinga Yobudlelwano?
- Nobabili ningabantu abehlukene abanezinto eza kuqala ezahlukahlukene zokusebenzisa imali yenu. Ngakho-ke ungacabanga ukuthi ukwenza kabusha amakhethini endlu yakho kuyisidingo esicindezelayo ngenkathi umyeni wakho ecabanga ukuthi isethi yethelevishini entsha iza kuqala. Ukuphela kokufanele ukwenze lapha ukuhlukanisa 'isidingo' kusuka 'ekufuneni'. Uma amakhethini amadala futhi edabukile ukuwafaka esikhundleni 'kuyisidingo'. Uma une-TV enhle ngokufanelekile ukuthenga entsha akuyona.
- Imali emshadweni iba yinkinga yobudlelwano esuselwa ohlotsheni lomuntu osetshenzisile. Uma omunye kungukuchitha imali bese omunye ehlupheka lapho-ke izinkinga zomshado zizokwenzeka. Nobabili kufanele nenze lowo mzamo wokuhlangabezana nengxenye. Kufanele uyijabulele imali oyiholayo kepha ukonga okuthile kuyadingeka ukuze uvikeleke esikhathini esizayo.
- Umbhangqwana oshadile ubophezelekile ukwenza utshalomali ngokuhlanganyela futhi izinkinga ezinkulu zemali emshadweni zivela lapha. Uma une-akhawunti ehlangene futhi ukhipha imali kuyo ngokungakhethi lowo oshade naye uzocasuka.
- Into engcono kakhulu ongayenza ukuthi ube nama-akhawunti akho ngamanye ukuze uwasebenzise nsuku zonke futhi uwahlanganise kuphela ezitshalweni ezikhethekile ezifana nemalimboleko yekhaya. Futhi uma usudale i-akhawunti ehlangene, awusoze wakhipha imali kuyo ngaphandle koshade naye.
- Sicela ungahambi uswayiphe ikhadi lesikweletu lomyeni wakho ngenjabulo ngokuthenga ngokweqile. Ungakwazi ukukhokhela ukungabi nemfanelo ngemali yakho kodwa hhayi ngemali yomlingani wakho. Ngaphambi kokushaya imali yakhe ezintweni ezingasho lutho khumbula ukuthi yimali oyisebenzele kanzima.
- Abesilisa babona sengathi bahlala bazi kangcono njalo uma kukhulunywa ngezimali kodwa lokho kuyinganekwane. Awukwazi ukubuza umkakho ukuthi uyisebenzisa kanjani imali yakhe ngoba kuyilungelo lakhe ukuyisebenzisa ngendlela athanda ngayo.
Sebenzisa la macebiso obudlelwano kahle ukuze imali emshadweni wakho ingabi yinkinga.
